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What Is Private Mortgage Insurance?

Private mortgage insurance or PMI as is known is a form of insurance new homeowners are required to purchase. This is particularly so if their down payment is 20 percent or less of the property's valued price or sale price. The main reason for private mortgage insurance is to protect lenders in the case the new homeowner defaults on their home loan. Although private mortgage insurance has a bad reputation since it only protects lenders, it is actually a good thing. Reason is it has allowed mill........ Read More

Mortgage Repayment Protection Insurance

Mortgage Repayment Protection Insurance is usually taken out at the time you apply for a mortgage but can be arranged with some insurance companies after the mortgage has been completed. You should seek suitable advice about arranging such cover from a suitably authorised person. Mortgage Repayment Protection Insurance provides cover in the event of you being unable to work as a result of an accident or illness or being made involuntary unemployed. The maximum amount of cover that you c........ Read More

Avoiding Private Mortgage Insurance

Some lenders require private mortgage insurance, or PMI, when you obtain your mortgage. It can cost you hundreds, even thousands of dollars each year. It is rather easily avoidable, however, by simply making different financial arrangements. Here are a few ways that you can get out of this extra financial burden. Private mortgage insurance, sometimes also referred to as Lender's Mortgage Insurance (LMI), is required by law if you borrow more than the necessary 80% of the loan to value (LTV) ........ Read More

What Is Mortgage And Life Protection Insurance?

Mortgage and life protection insurance which is also known as a mortgage protection plan does just what its name suggests. This type of policy will enable your loved ones to pay the mortgage should you die before it is paid off. However it does more than just pay out should you die immediately. If you take out this type of insurance you will be covered if you happen to be diagnosed with a terminal illness from which you aren’t expected to live for more than 12 months. The policy may also ........ Read More

Private Mortgage Insurance

When you first buy a home, it can be very frustrating and complicated but it can also be extremely exciting. There is no feeling like being able to call a home your own and have the freedom to decorate it and change it any way you want. Do you want old wrecked cars on your lawn Go for it. Finally build a duck pond of your own Sure, it’s YOUR house and you can do what you want. Unfortunately, life happens and sometimes you won’t quite be able to make your loan payments all t........ Read More

Basics Of Private Mortgage Insurance

Basics of Private Mortgage Insurance (PMI) General conventional loans require 20% of the selling price as a down payment. This is often the largest hurdle for many potential home buyers. In order to make buying a home more affordable, lenders devised a solution to allow for smaller down payments and still minimize their own risk – private mortgage insurance. Borrowers with less than 20% for a down payment may be required to apply for private mortgage insurance. The PMI company then insur........ Read More

Cheap Mortgage Payment Protection Insurance The Easy Way

When it comes to taking out cheap mortgage payment protection insurance then there is an easy way to go about buying your policy and there is the hard way. The hard way is to try and secure the cheapest premiums for yourself by spending time searching with different providers, the easiest way is to go to a standalone provider who will in most cases, offer the cheapest premiums available. A cheap mortgage payment protection insurance policy can be a lifeline if you should find yourself unable........ Read More

How Life Insurance Can Cover Your Mortgage Balance

Discussing the need for life insurance is never a pleasant topic, and certainly combined with talk of mortgage payments, it can be downright distasteful. But it is your responsibility as the principle breadwinner in your home to consider what might happen if you or your spouse were to perish. Would your spouse be able to meet the most basic needs of food and shelter? While the money necessary to pay for basic amenities like food and transportation are attainable through a single income source........ Read More

Mortgage Payment Protection Insurance Explained

Mortgage payment protection insurance is taken out in order to safeguard the possibility that you could come out of work due to an accident, long term illness or through unforeseen unemployment. The cover will usually pay out for up to a period of 12 months (with some policies, it will be for up to 24 months) providing you have been out of work for a defined period of time, which is usually around 30 days though can be longer depending on the policy. Your monthly mortgage repayment is withou........ Read More

Cheap Mortgage Insurance: Offering You Peace Of Mind

There can be no worse feeling than staring the prospect of losing your home directly in the face. This is the reality faced by many individuals in the UK every day, and yet it is easily preventable with cheap mortgage insurance. Far less people protect their mortgages with cheap mortgage insurance when they are initially approved for their mortgage because they perceive mortgage payment protection insurance as redundant. However, it is the “what ifs” in life that can cause us the most proble........ Read More

Make Sure Mortgage Protection Insurance Would Work For You

Mortgage protection insurance can work for you but it can only do the job it was designed to do if it is bought correctly with your circumstances in mind. It is the exclusions which stop the product from working for your particular circumstances and these are what you have to bear in mind before purchasing your policy. Common exclusions within most mortgage protection insurance polices include only being in part time work, being retired, self-employed or suffering from a pre-existing medical ........ Read More

Buying Your Mortgage Insurance The Right Way

There is always the right way and easy way to do things in life. Then there is the wrong way and the hard way and when it comes to purchasing your mortgage insurance, this is no exception. Sadly, the majority of people who buy mortgage protection do things the wrong way; these people purchase their mortgage insurance alongside their loan from the high street lender or their bank. Now if you were to go about things the right and easy way then you would go shop around and go to an independent spec........ Read More

Uk Mortgage Insurance - Need For Mortgage Insurance

Insurance is a great way to safeguard your self from the uncertainties in life. Mortgage Payment Protection Insurance is designed to protect you from getting into debt or missing the mortgage payments due to unemployment. If you are living in a country like UK mortgage insurance is extremely important to protect your self from getting into ever increasing debt. In case you are not able to make the mortgage payments on account of various reasons like unemployment due to ill health or old age etc,........ Read More

Mortgage Life Insurance Bracing Your Home For Disaster

Mortgage life insurance may just be the most powerful security systems that has ever emerged with a focus of bracing your home for disaster. Having an insurance policy to cover the amount of your outstanding home mortgage will ensure the ability of your loved ones to stay in the home in the event of your death. Two decades ago, excited new homebuyers could expect to own their own lot plot of surburbia sometime over the course of the next three decades. But times have changed, and so have home........ Read More

Cheap Mortgage Protection Insurance Is Just A Click Away

Cheap mortgage protection insurance is just a click away when you do your searching for the cover online with an independent specialist provider. A specialist provider will help you to make huge savings on what could be valuable cover providing you have checked the exclusions against your current circumstances. These can be found in the small print of the policy and must be read before buying mortgage payment protection insurance because a lack of knowledge regarding them could make a policy us........ Read More


Mortgages Articles

Mortgage Mortgage Refinance Mortgage Loans Adjustable Mortgage
Mortgage Rates Bad Credit Mortgage Protection Interest Only
Mortgage Type Mortgage Broker Mortgage Insurance Mortgage Advice
Mortgage Scams Flexible Mortgage Mortgage Crisis Fixed Rate

Mortgages Books

Mortgage Mortgage Refinance Mortgage Loans Adjustable Mortgage
Mortgage Rates Bad Credit Mortgage Protection Interest Only
Mortgage Type Mortgage Broker Mortgage Insurance Mortgage Advice
Mortgage Scams Flexible Mortgage Mortgage Crisis Fixed Rate



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