In clear, easy-to-grasp language, the author covers many of the topics that you will need to know in order to launch and run a successful business venture.
Are you struggling to save a deposit and buy a home?
Is your credit score preventing you from getting a mortgage?
Would you like to pay off your home sooner and spend your life doing what you love instead of chained to a mortgage?
This informative and easy to read book will provide you with all the knowledge you need to do just that and more.
It walks you through how to budget and make more money, what and where to buy, how to beat a bad credit score, plan for your retirement, and all the little things that will help you achieve mortgage freedom sooner.
If your money goes out as fast as it comes in, if you're a 'high risk client' or if you can't imagine ever having 'extra' money to play around with, then you need to read this book! I was once where you are now and I still paid off my home before I was 36! Downloadable bonus materials are also included for free to help you reach your goals easier and faster than ever.
MORTGAGE FREE doesn't just tell you to pay more money onto your mortgage like every other book- it walks you through how to do this, as well as how to pay off a mortgage fast, even if you're spending the same weekly amount you always have. It shows you how to change simple things, straight away, that make a massive difference to your loan term. What other book does that?
MORTGAGE FREE gives you all the knowledge you need to:
If you follow even some of the solutions in this book, you will be free of your mortgage years ahead of your peers. Start living the life you've always wanted, and take back your future!
Because being debt free is the ultimate gift you can give to yourself, and your family.
The life insurance industry is one of the last examples of unrestricted capitalism in this country. Despite some regulation by various government agencies, life insurance remains a largely uncontrolled financial giant. It is the life insurance plan, how it works, that shields this industry. The Mortality Mortgage, the source of the Barnes Standard is an explanation of life insurance pricing, and a call for full financial disclosure through regulation of the industry. It is intended for financial consultants, tax attorneys, CPA's, life insurance agents, and other groups who advise consumers on financial matters. Insurance buyers supply this industry with millions of dollars in premiums each year. Consumers deserve a truth in lending law and an appraisal process for this financial service. Life insurance is not a product, it is financing. Four factors denote financial quality: price or principal, rate, term and closing costs. Consumers understand these financial elements for homes and bonds, but they do not equate the fundamentals of financial quality with life insurance. The life insurance industry, through marketing and advertising, has taught the public to focus on premiums, death benefits, and cash values; financial elements are ignored. The Mortality Mortgage compares and contrasts three financial models: the home mortgage, the bond or debt security, and life insurance. Additionally, it provides the formulas necessary for appraisal of a life insurance plan. With an appraisal, a comparison of insurance policies is possible. Once pricing is understood, consumers will demand full financial disclosure through regulation of the life insurance industry.