Have you ever sat back and wondered why your life is going the way it is? Have you ever sat back and really examined why you are in a situation that could have been avoided? Or maybe pondered over scenes in your life that has fostered a broken heart? Maybe you have been caught up with situations where you relied on strength of others. Whatever your case, "Who's gonna pay the mortgage" introduces women from every walk of life to a different point of view, no matter what their situation. This is a powerful adaptation of how everyday women, like you and I, deal with matters of self-love and relationship recoveries. The book is broken down into elements that help women "re-discover" and in some cases "re-invent" their selves to become more positive in every aspect of their lives. The book opens with "I Female," a tribute to the female empowerment. It allows us to be able to look into ourselves, as strong individuals and not just survivors or victims. It also reminds us that we as women are critically needed. Because of this need, we often forget about our own needs as individuals. The book also ventures into places normally not visited by female authors. "Don't Fall In Love with the Cover" is an eye opening chapter that emphasizes on looking beyond the normal protocol when you are trying to find a mate. This chapter holds no punches because it goes straight to the source of what women target. It takes us down the path that we normally don't revisit to show us where we fall short when we make decisions. It further goes into how we "pick" our man by their external attributes, and not by their value. In the end, we travel from man to man because "men are all the same." Yet in contrast, it is not the men that are the same it was in essence your mistake for falling in love with what you saw or thought he had. This is a wonderful chapter that will raise brows for some, and invoke laughter from others. This book was written out of love for our sisters. The ones who have been through, the ones that are going through, and the young ones whose journey has just begun. "Who's gonna pay the Mortgage" has nothing to do with a financial status or finding someone to pay your bills. It has everything to do with getting yourself right and preparing yourselves for what lies ahead. It also arms the reader with powerful tools so they can be able to recognize the sometimes "unrecognizable." In total, this book, "Who's gonna pay the Mortgage" breaks us out from the norms of how we as females live our lives. It gives us two very different points of views from two very different individuals. This book was not written as a beat down to our brothers. It was written to be used as an awakening. An awakening that lies in the souls of all women. Furthermore, it is our sincere hope that the reader is as captivated with the contents as we were in writing "Who's gonna pay the Mortgage"?
The book examines how the absence of insurance in the past led to some special maritime liability law principles such as 'general average' (i.e., losses or expenses shared by all the parties to a maritime adventure) and the limitation of shipowners' liability. In the absence of insurance, these principles served the function of insurance mostly for shipowners. As commercial marine insurance is now widely available, these principles have lost their justification and may in fact interfere with the most important goal of liability law i.e., deterrence from negligence. The work thus recommends their abolition. It further argues that when insurance is easily available and affordable to the both parties to a liability claim, the main goal of liability law should be deterrence as opposed to compensation. This is exactly the case with the maritime cargo liability claims where both cargo owners and shipowners are invariably insured. As a result, the sole focus of cargo liability law should be and to a great extent, is deterrence. On the other hand in the vessel-source oil pollution liability setting, pollution victims are not usually insured. Therefore oil pollution liability law has to cater both for compensation and deterrence, the two traditional goals of liability law. The final question the work addresses is whether the deterrent effect of liability law is affected by the availability of liability insurance. Contrary to the popular belief the work attempts to prove that the presence of liability insurance is not necessarily a hindrance but can be a complementary force towards the realization of deterrent goal of liability law.