By popular request How to Survive Your New Home Purchase has been expanded to include even more information specific to the successful use of an FHA 203K mortgage. Are you preparing to purchase a new home for your family utilizing an FHA 203K mortgage? Then here is the resource you need!You've saved a nice sized down payment. You've picked out a neighborhood with pleasant tree-lined streets and good schools. You've checked out all sorts of amenities. But now, the current real estate environment seems scary. News sources are full of home purchase horror stories. Foreclosures and short sales can turn a dream house into a nightmare. You're not the world's greatest DIYer, nor are you a financial wizard. Now you're real estate agent and mortgage broker have recommended you apply for an FHA 203K mortgage. How to Survive a 203K Mortgage outlines step-by-step how to walk through the potential mine fields of home ownership using this financial tool and come out on the other side as a real estate winner!
This volume considers the theme of the protection of the user in the field of information technology, and more specifically in relation to software licences, electronic information services and Internet access services. Litigation in IT usually stems from the users' feeling that their expectations have been frustrated at performance. When dealing with such cases, the courts seem to increasingly take the objective of user protection into account. How is this protection implemented? Is this trend generally desirable? Is this judicial protection excessive? What are the constraints met by IT providers that should be taken into account in litigation? How can the user's position be improved? "User Protection in IT Contracts" extensively presents the reasons why, and the ways in which national courts may decide a case in favour of the user. Many practical issues are considered in this respect. Which factors appear relevant to deal with liability claims in IT? Are exemption clauses always enforceable? What are the implications of information duties for IT providers? How can general conditions be safely incorporated to a contract? What is the validity of shrinkwrap licences? Is it safe to rely on an entire-agreement clause? This book exhaustively reviews these issues in English, Dutch and French law.