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The Mortality Mortgage

RRP $332.99

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The life insurance industry is one of the last examples of unrestricted capitalism in this country. Despite some regulation by various government agencies, life insurance remains a largely uncontrolled financial giant. It is the life insurance plan, how it works, that shields this industry. The Mortality Mortgage, the source of the Barnes Standard is an explanation of life insurance pricing, and a call for full financial disclosure through regulation of the industry. It is intended for financial consultants, tax attorneys, CPA's, life insurance agents, and other groups who advise consumers on financial matters. Insurance buyers supply this industry with millions of dollars in premiums each year. Consumers deserve a truth in lending law and an appraisal process for this financial service. Life insurance is not a product, it is financing. Four factors denote financial quality: price or principal, rate, term and closing costs. Consumers understand these financial elements for homes and bonds, but they do not equate the fundamentals of financial quality with life insurance. The life insurance industry, through marketing and advertising, has taught the public to focus on premiums, death benefits, and cash values; financial elements are ignored. The Mortality Mortgage compares and contrasts three financial models: the home mortgage, the bond or debt security, and life insurance. Additionally, it provides the formulas necessary for appraisal of a life insurance plan. With an appraisal, a comparison of insurance policies is possible. Once pricing is understood, consumers will demand full financial disclosure through regulation of the life insurance industry.


Crime Types

RRP $289.99

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Blending original text with research, Crime Types: A Text Reader provides a conceptually driven examination of the major types of modern crime: homicide and assault; violent sex crimes; robbery, burglary, and property crime; public order crime; and crimes within complex organizations. The author, known for his publications as well as his scholarship, uses engaging original text to introduce and conclude chapters as well as headnotes to highlight major themes, findings, and links to the broader framework. This innovative conceptual framework helps students understand the behavioral, cognitive, cultural, and social facets of different types of crime. Twenty-five selected readings from diverse voices bring the concepts to life and provide in-depth applications of the text's material.

Features:

  • full description and dynamic readings on the crime types of most concern to society
    • homicide and assault
    • violent sex crimes
    • robbery, burglary, property crime
    • public order crime
    • crimes within complex organization
  • provocative conceptual framework for understanding of patterns of offending, victimization, crime settings, and societal responses
  • diverse voices and compelling writing add real-life immediacy and authenticity to the study of the dominant social, behavioral, cognitive, and cultural dimensions of crime
  • headnotes to each reading highlight major conceptual themes, findings, and links to the broader framework
  • discussion questions engage readers in broader questions of cause, response, and prevention
  • key terms included for each chapter
  • wide-ranging references to major resources for further reading and research
  • stellar authorship
    • widely published and highly regarded scholar
    • special interests in criminal justice, organizational culture within law enforcement agencies, forms of deviance and criminal behaviors in organizational settings, and qualitative research methods



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Mortgages Articles

Mortgage Mortgage Refinance Mortgage Loans Adjustable Mortgage
Mortgage Rates Bad Credit Mortgage Protection Interest Only
Mortgage Type Mortgage Broker Mortgage Insurance Mortgage Advice
Mortgage Scams Flexible Mortgage Mortgage Crisis Fixed Rate

Mortgages Books

Mortgage Mortgage Refinance Mortgage Loans Adjustable Mortgage
Mortgage Rates Bad Credit Mortgage Protection Interest Only
Mortgage Type Mortgage Broker Mortgage Insurance Mortgage Advice
Mortgage Scams Flexible Mortgage Mortgage Crisis Fixed Rate

Mortgages





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